What is the minimum I need to do in order to open a bank account?

To open a bank account, your startup will generally need officers who are authorized to enter into agreements on its behalf. Some banking platforms may also request a board resolution or similar evidence of authority to open a bank account. Startups appoint their officers as part of the post-incorporation setup, so most startups should (1) incorporate and (2) complete the post-incorporation setup before applying.

Banking platforms often require that your startup have an EIN when you submit your application. However, there are banking platforms in Clerky's ecosystem that will open accounts for Clerky startups that don't have an EIN yet if they applied for one through Clerky.