Can my startup open a bank account without an EIN?

This article assumes you incorporated your startup using Clerky.

Most banks will require your startup to already have an EIN before you can apply for a bank account. However, if you applied for an EIN through Clerky, you can apply for a bank account with Mercury while you’re waiting for the IRS to issue the EIN.

How to apply for an account with Mercury while waiting for your startup's EIN

  1. Apply for your startup’s EIN through Clerky.
  2. Once your EIN application is pending, view the banking options for your team and apply for Mercury.

    Mercury pending EIN integration on Clerky

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